Blog Archives

• DOL Fiduciary Rule Overturned | FL Benefit Advisors

  Posted on March 22nd, 2018

  In its March 15, 2018, decision, the U.S. Court of Appeals for the Fifth Circuit overturned the U.S. Department of Labor’s (DOL) Fiduciary Rule that expanded the definition of an investment advice fiduciary under the federal Employee Retirement Income Security Act (ERISA). Under the Fiduciary Rule, investment brokers were going… Read more »

• COBRA and the Affordable Care Act | Florida Employee Benefits

  Posted on January 11th, 2016

  By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires employers to offer covered employees who lose their health benefits due to a qualifying event to continue group health benefits for a limited time at the employee’s own cost. COBRA provisions are… Read more »

• Negotiating over COBRA Coverage – Use EXTREME CAUTION! | FL Benefits Broker

  Posted on December 17th, 2015

  By Elizabeth Kay, Compliance & Retention Analyst AEIS Advisors A UBA Partner Firm Have you ever overheard the new employee in the break room, bragging about how good their health insurance was with their previous employer, and how much less expensive it was than the coverage they are currently being… Read more »

• Reporting and Plan Documents Under ERISA and Cafeteria Plan Rules | Florida Employee Benefits

  Posted on November 5th, 2015

  By Danielle Capilla Chief Compliance Officer at United Benefit Advisors The Employee Retirement Income Security Act (ERISA) was signed in 1974. The U.S. Department of Labor (DOL) is the agency responsible for administering and enforcing this law. For many years, most of ERISA’s requirements applied to pension plans. However, in… Read more »