Blog Archives

  • DOL Fiduciary Rule Overturned | FL Benefit Advisors

    Posted on March 22nd, 2018

    In its March 15, 2018, decision, the U.S. Court of Appeals for the Fifth Circuit overturned the U.S. Department of Labor’s (DOL) Fiduciary Rule that expanded the definition of an investment advice fiduciary under the federal Employee Retirement Income Security Act (ERISA). Under the Fiduciary Rule, investment brokers were going… Read more »

  • All About Health Savings Accounts | Florida Employee Benefits

    Posted on March 15th, 2018

    Taking control of health care expenses is on the top of most people’s to-do list for 2018.  The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans.  So, how do you save money on health care when the costs seems to keep increasing faster than wage… Read more »

  • 6 Ways to Keep the Flu from Sidelining Your Workplace | Florida Benefit Advisors

    Posted on March 8th, 2018

    This year’s flu season is a rough one. Although the predominant strains of this year’s influenza viruses were represented in the vaccine, they mutated, which decreased the effectiveness of the immunization. The flu then spread widely and quickly, and in addition, the symptoms were severe and deadly. The U.S. Centers… Read more »

  • Tips to a Successful Annual Exam | Florida Employee Benefits

    Posted on February 28th, 2018

    Knowledge is POWER! Be prepared for your annual exam.  

  • Benefits of an Annual Exam | FL Benefit Advisors

    Posted on February 22nd, 2018

    Have you ever heard the proverb “Knowledge is power?” It means that knowledge is more powerful than just physical strength and with knowledge people can produce powerful results. This applies to your annual medical physical as well! The #1 goal of your annual exam is to GAIN KNOWLEDGE. Annual exams… Read more »

  • CMS Disclosure Requirement for Employer Health Plans | Florida Employee Benefits

    Posted on February 13th, 2018

    Do you offer health coverage to your employees? Does your group health plan cover outpatient prescription drugs? If so, federal law requires you to complete an online disclosure form every year with information about your plan’s drug coverage. You have 60 days from the start of your health plan year… Read more »

  • Benefits Easy: Intro to Self-Funding | Florida Employee Benefits

    Posted on February 8th, 2018

    As the first month of 2018 wraps up, companies have already begun the arduous task of submitting budgets and finding ways to cut costs for the new year. One of the most effective ways to combat increasing health care costs for companies is to move to a Self-Funded insurance plan…. Read more »

  • Nothing Is Certain, But Death and LESS Taxes… | Florida Employee Benefits

    Posted on January 17th, 2018

    On January 11, 2018, the Internal Revenue Service released its income tax withholding tables for 2018 reflecting changes made by the December 2017 tax reform legislation. The updated withholding information provides the new rates for employers to use during 2018. Employers are encouraged to use these tables as soon as possible… Read more »

  • Oral Health = Overall Health | Florida Employee Benefits

    Posted on January 11th, 2018

    Have you heard the saying “the eyes are the window to your soul”? Well, did you know that your mouth is the window into what is going on with the rest of your body? Poor dental health contributes to major systemic health problems. Conversely, good dental hygiene can help improve… Read more »

  • IRS Extends Deadline for Employers to Furnish Forms 1095-C and 1095-B | Florida Benefit Advisors

    Posted on January 5th, 2018

    On December 22, 2017, the IRS released Notice 2018-06 to extend the due date for employers to furnish 2017 Form 1095-C or 1095-B under the Affordable Care Act’s employer reporting requirement. Employers will have an extra 30 days to prepare and distribute the 2017 form to individuals. The due dates… Read more »

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