Blog Archives

• All About Health Savings Accounts | Florida Employee Benefits

  Posted on March 15th, 2018

  Taking control of health care expenses is on the top of most people’s to-do list for 2018.  The average premium increase for 2018 is 18% for Affordable Care Act (ACA) plans.  So, how do you save money on health care when the costs seems to keep increasing faster than wage… Read more »

• 6 Ways to Keep the Flu from Sidelining Your Workplace | Florida Benefit Advisors

  Posted on March 8th, 2018

  This year’s flu season is a rough one. Although the predominant strains of this year’s influenza viruses were represented in the vaccine, they mutated, which decreased the effectiveness of the immunization. The flu then spread widely and quickly, and in addition, the symptoms were severe and deadly. The U.S. Centers… Read more »

• Tips to a Successful Annual Exam | Florida Employee Benefits

  Posted on February 28th, 2018

  Knowledge is POWER! Be prepared for your annual exam.  

• Benefits of an Annual Exam | FL Benefit Advisors

  Posted on February 22nd, 2018

  Have you ever heard the proverb “Knowledge is power?” It means that knowledge is more powerful than just physical strength and with knowledge people can produce powerful results. This applies to your annual medical physical as well! The #1 goal of your annual exam is to GAIN KNOWLEDGE. Annual exams… Read more »

• Benefits Easy: Intro to Self-Funding | Florida Employee Benefits

  Posted on February 8th, 2018

  As the first month of 2018 wraps up, companies have already begun the arduous task of submitting budgets and finding ways to cut costs for the new year. One of the most effective ways to combat increasing health care costs for companies is to move to a Self-Funded insurance plan…. Read more »

• TeleMedicine – The NextGen Benefit of Minor Healthcare

  Posted on August 29th, 2017

  It’s not surprising that 2017 stands to be the year many will have an experience to share using a Telemedicine or a Virtual Doctor service. With current market trends, government regulations, and changing economic demands, it’s fast becoming a more popular alternative to traditional healthcare visits.  And, as healthcare costs… Read more »

• Dental Insurance and Preexisting Conditions | Florida Benefits Broker

  Posted on May 23rd, 2016

  By Barb Nefer www.livestrong.com Insurance is designed to offset major expenses in various life areas. For example, a homeowner’s policy covers damage to your house, while car insurance pays for repairs after an auto accident. Medical policies do not cover dental work, but you can get dedicated dental insurance. Dental… Read more »

• What Blood Tests Are Performed in a Life Insurance Physical? | Employee Benefits Florida

  Posted on May 12th, 2016

  By Patty Tansang www.livestrong.com Overview A physical examination may be needed when you purchase a life insurance policy, especially for larger benefit amounts. Insurance underwriters use a multitude of factors to determine your risk of premature death, and hence, how much premium you will be charged. In addition to asking… Read more »

• 6 Reasons Single People May Need Life Insurance | Employee Benefits FL

  Posted on April 25th, 2016

  By Maggie Leyes www.lifehappens.org Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. 1. You have student loan… Read more »

• Life Insurance & Sports | FL Employee Benefits

  Posted on March 10th, 2016

  www.lifehappens.org Question: “Will my sport cause me problems in purchasing new life insurance?” Answer: in most cases no, but there are some hobbies that may be a problem for the underwriters in the insurance company. Here is a list of seven high-risk sports that are problematic when it comes to… Read more »